As a condition to use of this web site, you agree to the terms of our privacy policy ("Privacy Policy"). Information collected about you as you use this site is subject to our Privacy Policy, which may be updated from time to time without notice to you and is hereby incorporated from time to time without notice to you and is hereby incorporated by reference. You may review our Privacy Policy here.

1. DISCLAIMERS

You acknowledge that Imarika Sacco does not own, operate or manage the Internet; the Internet is a separate network of computers, independent of and not subject to the control of Imarika Sacco; communications on the Internet may not be secure and may be subject to interception of loss. Although Imarika Sacco generally attempts to maintain the accuracy of Content available on the Website, you agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. Accordingly, under no circumstances will Imarika Sacco be liable in any way for any Content, including, but not limited to, for any errors or omissions in any Content, of for any loss or damage of any kind incurred as a result of the use of any Content posted, e-mailed or otherwise transmitted via the Website. Imarika Sacco does not guarantee continuous, uninterrupted or secure access to the Website, and operation of the Website may be interfered with by numerous factors outside of our control. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, OR WITH ANY OF THIS AGREEMENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEBSITE.

THE WEBSITE IS PROVIDED ON AN “AS IS” BASIS. IN NO EVENT SHALL Imarika Sacco OR ANY OF IST AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE (WHETHER IN ACTION ARISING FROM CONTRACT OR TORT) FOR (i) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Imarika Sacco HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY OTHER MATTER RELATING TO THIS WEBISTE, OR (ii) ANY DISCLOSURE OF INFORMATION PROVIDED TO Imarika Sacco (EVEN IF SUCH DISCLOSURE IS CAUSED BY THE NEGLIGENCE OF Imarika Sacco), EXCEPT TO THE EXTENT THAT SUCH IMPROPER DISCLOSURE IS DIRECTLY CAUSED BY THE INTENTIONAL MISCONDUCT OR GROSS NEGLIGENCE Imarika Sacco.

2. MISCELLANEOUS

You acknowledge that, in providing the Materials on this web site, Imarika Sacco has relied upon your agreement to be bound by this agreement and the Privacy Policy. If any provision of this agreement is invalid or unenforceable under applicable law, it is to that extent deemed omitted and the remaining provisions will continue in full force and effect. No waiver of any term of this agreement shall be deemed a continuing waiver of such term or any other term. This agreement shall not be construed or deemed to create any partnership, joint venture, agency, franchise or other form of agreement or relationship other than is expressly set forth herein. This agreement and performance hereunder shall be governed by and interpreted in accordance with the laws of Kenya, without regard to conflict of laws provisions, and applied to agreements entered into and completely performed in Kenya. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to this agreement or privacy policy shall be in an appropriate state or federal court in Kenya. You agree to submit to the jurisdiction and venue of any state or federal court located in Kenya. This agreement and Privacy Policy constitute the entire agreement between you and Imarika Sacco with respect to the use of this web site.

3. Advertisement

Some of the advertisements on our site are provided by outside advertisement companies and may contain cookies. While we use cookies on our site, the cookies associated with these advertisements are collected by their respective companies and are therefore not accessible to us.

4. Cookies

Cookies are small data files that websites can write to your hard drive when you visit them. Once written, the cookie can only be accessed by the site that originally created it. Our site uses cookies to store personal site preferences, session information, and ordering information specific to you (such as the contents of your shopping cart).

5. Membership

We collect customer contact information from the registration form. We will never provide or sell any information to third parties.

This information can be used:

  • To send news, information about our activities and general promotional material which may be useful to you.
  • To monitor who is accessing the membership section of our site.
  • To improve our site and services.
  • To monitor our site performances.